Central Bank

A Provo-headquartered community bank whose roots include the Springville Banking Company and State Bank of Provo.

Institution snapshot: October 2, 2026. Assets reported for June 30, 2026. Profile sources checked October 19, 2026. Flag an error

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The insured institution

Legal name: Central Bank
Headquarters city: Provo, Utah
Charter: Utah state-chartered bank
FDIC certificate: 9204 · BankFind record ↗
Primary federal regulator: FDIC
Total assets · June 30, 2026: $2.2B

The asset figure covers this FDIC-insured institution, including operations outside Utah. It is not a parent-company total, Utah-only lending or a measure of deposit safety. Source: FDIC call-report dataset. A Utah headquarters does not imply a public branch at that address.

Background and business

Central Bank traces one predecessor to the Springville Banking Company, established on October 17, 1891, and another to the State Bank of Provo, organized in 1902. Its company history records their July 1, 1966 merger under the Central Bank and Trust name. The 1891 date describes an institutional predecessor, not the creation of every later branch or corporate name. [1]

The bank's history describes a Utah County branch network and personal banking services such as mobile banking, online bill payment and financial-management tools. References to early founders and past presidents in historical material are not used here to establish current leadership. For the precise insured entity, use the FDIC certificate and legal name in this profile. [1]

Sources

Central Bank: predecessor institutions, 1966 merger and banking services

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